Finances FYI

Credit scores have a big impact on our lives. They affect our ability to get a loan for a car or mortgage and impact the interest that we’ll pay on those loans, which can make a huge financial difference. These scores are a little difficult to understand, but knowing a few simple tips can make a big difference when it comes to your credit.

The average undergrad tuition fees for Canadian students range from in the $4Ks to $20K+ depending on the field of study, and many of these costs are increasing year over year. So, parents should get started saving early. But how to start? Here are some tips.

The first question to ask about investing – when to start – is easy to answer: now, or as soon as you can. More years of investing give your money more opportunity to grow. Beyond that, you have some choices to make. Here’s a guide.

Phishing scams are becoming more common and sophisticated, and it can be hard to know how to spot them or what to do about them. But with a bit of education, you can be on the lookout for telltale signs of people trying to get your information and take steps to protect yourself. And if you fall prey to one of these attacks, there are steps you can take to fix it.

Savings are a cornerstone of financial stability. Whether you have enough money saved could mean the difference between riding out an emergency and being ruined by it. So how much to save? Here's what you should be thinking about.

Money doesn’t buy happiness, the saying goes, but “danger debt” can buy misery. Debt balances that are too overwhelming, interest rates that are too high, and debt purchases that are for trivial things can lead to big trouble. Here are signs that you’re knee deep in danger debt.

Some phone scams are as old as crime itself, while others are cooked up fresh to take advantage of the latest news -- like COVID-19. Either way, almost all phone thieves are either after your money or your personal information so they can steal your identity. Here are some common phone scams and tips on how you can protect yourself.

While most of us are familiar with home or health insurance, there are tons of unique coverage options available for all kinds of things. Check out this guide to learn about the most important insurance plans and why they’re worth the cost.

One of the hardest things to budget for is unexpected and extra expenses. Follow these tips to improve your financial well-being and be ready for whatever life throws at you.

Protecting your savings should be a top priority when searching for a bank or lender. Check out these tips to ensure your local bank is legitimate and keep your money safe while building for your future.